Why Understanding New Roof Quotes Matters for Central Texas Homeowners
New roof quotes can feel overwhelming. The numbers are large, the terms are unfamiliar, and the estimates can vary wildly. For homeowners in Central Texas, getting this decision right is critical to protecting your biggest investment. A professional roofing contractor can guide you, but understanding the basics empowers you to make a smart choice.
Quick Guide to Comparing New Roof Quotes:
- Average Cost Range: Most roof replacements cost between $7,000 and $14,500, with the national average around $11,000.
- Get Multiple Quotes: Always obtain at least three written estimates from licensed contractors.
- Check What’s Included: A complete quote details labor, materials, permits, tear-off, disposal, and warranties.
- Compare Apples to Apples: Ensure each quote covers the same scope of work and material quality.
- Verify Credentials: Confirm licensing, insurance, and local references before signing any contract.
The gap between the lowest and highest quote can easily be $10,000 or more. This often reflects differences in material quality, warranty coverage, or the scope of work. A cheap quote might omit the cost of removing your old roof or repairing damaged decking underneath, leading to expensive surprises.
I’m Matthew Runyon, President of EMC Remodeling & Roofing. For 15 years, I’ve helped Central Texas families steer new roof quotes and make confident decisions. This guide will break down every component of a roofing estimate so you can spot red flags, ask the right questions, and choose a contractor who delivers quality work at a fair price.

New roof quotes terms simplified:
The Anatomy of a Roof Quote: What’s Driving the Cost?
When you’re comparing new roof quotes, don’t just jump to the final number. That bottom line is the sum of several key parts, and understanding them is crucial for making a smart decision. Think of it like a recipe: the quality and quantity of each ingredient determine the final result.
Typically, your total project cost breaks down into two main categories:
- Labor Costs (approx. 60% of total): This covers the skilled team performing the work. It’s not just about nailing shingles; it includes the careful tear-off of your old roof, protection of your property, and the precise installation of the new roofing system. Labor rates generally range from $3.00 to $7.00 per square foot.
- Material Costs (approx. 40% of total): This is the most variable part of the quote. It includes the shingles, underlayment, flashing, and all other physical components. The cost can range from $3.50 per square foot for basic asphalt shingles to over $35.00 per square foot for premium slate.
These percentages can shift based on several factors. A simple, single-story ranch-style home will have lower labor costs than a complex two-story home with a steep pitch, multiple dormers, and valleys. Each of these features requires more time, intricate cutting, and additional safety precautions, driving up the labor portion of the bill. A trusted roofing contractor will explain how your roof’s specific characteristics affect the final price of a new roof.

Roofing Materials Compared: A Cost-Per-Square-Foot Breakdown
Choosing the right roofing material is a balance of aesthetics, durability, and budget. The material you select determines not only your home’s curb appeal but also how long your roof will last and how it will perform in the intense Central Texas climate. Here’s a breakdown of the most popular options you’ll see on new roof quotes.
| Material Type | Average Installed Cost Per Sq. Ft. | Lifespan (Years) | Key Benefit |
|---|---|---|---|
| Asphalt Shingles | $3.50 – $16.00 | 20-30 | Most cost-effective, versatile, easy to install |
| Metal Roofing | $4.00 – $40.00 | 40-70 | Exceptional durability, energy-efficient, low maintenance |
| Wood Shakes/Shingles | $6.50 – $14.30 | 20-40 | Natural aesthetic, good insulation |
| Tile (Clay/Concrete) | $10.70 – $27.50 | 50-100+ | Highly durable, fire-resistant, unique aesthetic |
| Slate | $8.00 – $35.00 | 75-150+ | Premium aesthetic, extreme longevity, low maintenance |
Asphalt Shingles: The most popular choice in America, asphalt offers a great balance of cost and performance. Architectural shingles, a step up from basic 3-tab, provide excellent durability and aesthetics. A new asphalt shingle roof provides a return on investment of 59%, according to the 2024 Cost Vs. Value report.
Metal Roofing: A fantastic option for Texas, metal roofs reflect solar heat, which can lower your cooling bills. While the upfront cost is higher, a lifespan of 40-70 years means it may be the last roof you ever need. Our guide on metal roofing quotes offers more detail.
Tile and Slate: These are premium, lifetime materials. Tile offers a classic Mediterranean or Spanish look and is incredibly durable, while slate provides best longevity and a prestigious appearance. Both are very heavy and may require structural reinforcement, adding to the overall price of a new roof.
Decoding the Details: Scope of Work, Warranties, and Payment Terms
A detailed new roof quote is more than just a price; it’s a project plan. The fine print tells you exactly what you’re paying for and what to expect. Here are the critical details to look for beyond the main cost drivers.
Detailed Scope of Work
A professional quote should explicitly outline every step of the project. Vague terms like “standard installation” are a red flag. Look for specifics on:
- Tear-Off: How many existing layers of roofing will be removed?
- Decking Inspection: How will the contractor inspect for and handle rotted wood?
- Property Protection: What measures will be taken to protect your siding, windows, and landscaping?
- Installation Details: What type of underlayment, flashing, and ventilation will be used?
- Cleanup: Does the quote include dumpster rental, debris removal, and a final magnetic sweep for nails?
Warranties: Material vs. Workmanship
Your roof is protected by two different warranties:
- Manufacturer’s Warranty: This covers defects in the roofing materials themselves. The length and coverage vary by product.
- Workmanship Warranty: This is the contractor’s guarantee on their installation quality. A reputable contractor will offer a substantial workmanship warranty (10+ years is a good sign), demonstrating confidence in their work. This is your protection against leaks or failures caused by improper installation.
Payment Schedule
A professional contractor’s payment schedule aligns with the project’s progress. Be wary of anyone demanding a large upfront deposit or full payment before work begins. A typical schedule is:
- Initial Deposit: 10-25% to cover material ordering.
- Progress Payments: Payments made at specific milestones (e.g., after materials are delivered or tear-off is complete).
- Final Payment: Due only after the project is 100% complete and you have given your final approval.
Understanding these components of a Roof Replacement estimate ensures you’re comparing apples to apples and partnering with a true professional.
The Unsung Heroes: Underlayment, Flashing, and Hidden Costs
Even the most detailed new roof quotes must account for the unknown. What lies beneath your old shingles can impact the final cost. A trustworthy contractor won’t hide these possibilities; they’ll prepare you for them upfront. These aren’t “hidden fees” but necessary repairs for a long-lasting roof.
Rotted Decking Repair: This is the most common surprise. The plywood or OSB sheathing under your shingles can rot from slow leaks or poor ventilation. Installing a new roof over compromised decking will void warranties and lead to premature failure. Decking replacement typically costs $2.20 to $3.00 per square foot.
Underlayment Replacement: This is a critical waterproof barrier between the decking and the shingles. Modern synthetic underlayment offers superior protection compared to old felt paper and costs $1.50 to $2.10 per square foot to install. In vulnerable areas, an ice and water shield provides extra protection.
Flashing: These thin metal pieces direct water away from chimneys, walls, skylights, and valleys. Reusing old, corroded flashing is a primary cause of leaks. New flashing costs $9.00 to $11.00 per linear foot and is one of the best investments you can make in a leak-free roof.
Permits and Disposal: Most municipalities in Central Texas require building permits, which can cost $100 to $500. Your contractor should handle this process. Additionally, disposing of 2-4 tons of old roofing material typically adds $500 to the project cost. A transparent quote will list these items clearly.
How to Get Accurate New Roof Quotes and Choose the Right Contractor
Getting new roof quotes is about finding a partner to protect your home. The contractor you choose is as important as the materials they install. We always recommend getting at least three written estimates to compare not just price, but approach and professionalism.

Step 1: Know When to Replace vs. Repair
Before calling for quotes, assess your needs. A full replacement isn’t always necessary.
- Consider Repair: If your roof is under 15 years old and has isolated damage (e.g., a few missing shingles), a professional Roof Repair is often the most cost-effective solution.
- Consider Replacement: If your roof is over 20 years old, has widespread issues (curling, cracking, extensive granule loss), or has recurring leaks, replacement is the smarter long-term investment.
Step 2: Finding a Reputable Local Roofer
A great installation is key to a roof’s longevity. Vet your contractors carefully:
- License and Insurance: Insist on seeing proof of general liability and workers’ compensation insurance. This protects you from liability.
- Online Reviews: Check Google, Yelp, and the BBB to see how they handle projects and customer service.
- Local References: A contractor serving areas like Temple or Killeen should have a portfolio of local work. Ask for addresses or phone numbers of recent clients.
Our ultimate guide to finding a roofing contractor walks you through this vetting process in greater detail. A proper roof replacement estimate from a vetted pro will give you peace of mind.
Project Logistics: Timeline, Savings, and Location Factors
A roof replacement is a major logistical undertaking. Understanding the timeline, potential savings, and local factors will help you plan accordingly.
For most homes (1,700-2,000 sq. ft.), a complete roof replacement takes one to three days. Complex roofs, extensive decking repair, or weather can extend this to a week or more. A good contractor will communicate any delays clearly.
How Your Location Affects New Roof Quotes
Your zip code influences the price of new roof quotes. Key factors include:
- Local Labor Rates: Wages for skilled roofers vary by region.
- Material Availability: Proximity to suppliers affects transportation costs.
- Climate Needs: Central Texas’s heat and hail storms require specific, often more durable, materials.
- Building Codes: Requirements in Georgetown may differ from those in Temple, TX, affecting materials and labor.
Are There Ways to Save Money on a New Roof?
Yes, you can manage costs without sacrificing quality. Consider these strategies:
- Schedule in the Off-Season: Fall and winter are typically less busy, and contractors may offer more competitive pricing.
- Choose Cost-Effective Materials: Architectural asphalt shingles offer a great blend of durability, aesthetics, and value.
- Ask About Financing: Many contractors offer financing to turn a large expense into manageable monthly payments.
- File an Insurance Claim: If your roof was damaged by a storm, your homeowner’s insurance may cover a significant portion of the cost. Understanding hail damage roof repair is key.

Frequently Asked Questions About New Roof Quotes
Over 15 years in Central Texas, we’ve heard every question about new roof quotes. Here are answers to the most common ones.
What is the biggest hidden cost in a roof replacement?
The biggest hidden cost is almost always rotted or damaged roof decking. This is the wood base your shingles are nailed to. We can’t know its condition until the old roof is removed. Decking replacement costs $2.20 to $3.00 per square foot, and a good contractor will discuss this possibility with you upfront.
How long does a typical roof replacement project take?
A typical roof replacement takes 1 to 3 days for an average-sized home. Factors like a complex roof design, steep pitch, or unexpected decking repairs can extend the timeline to a week. Weather is the biggest variable, as we cannot install a roof in rain or high winds.
Is it cheaper to repair or replace a roof?
It depends on the roof’s age and the extent of the damage. A roof repair is cheaper for isolated issues on a younger roof (under 15 years). However, a full replacement is more cost-effective for an older roof (20+ years) with widespread problems, as it prevents the cycle of expensive, recurring repairs. We can provide an estimate for roof repair to help you compare.
Make Your Final Decision with Confidence
You’ve done your homework. You understand the components of new roof quotes, how to vet contractors, and what makes a quality installation. This knowledge empowers you to turn what could be an overwhelming expense into a smart, confident investment in your home’s future.
In Central Texas, a roof works hard against intense sun, hail, and wind. Choosing wisely means protecting your family, your property’s value, and your peace of mind for decades.
As a family-operated business serving Temple, TX, and the surrounding communities, EMC Remodeling is built on transparency and craftsmanship. We understand the challenges local homeowners face because we’re your neighbors. Our direct owner involvement ensures you get experienced eyes on your project from start to finish.
If you’re ready for a clear, comprehensive quote for your roof replacement project, we’re here to help. Our goal is to provide honest answers and fair pricing, ensuring your home is protected for years to come. Let’s make sure you get it right the first time.
